ING

ING Life Insurance

For over 120 years, ING Australia has been one of the prominent corporations for funds, life insurances, and investments in Australia. ING offers three types of life insurances, which are; EasyProtect, OneCare, and LifeCover.

EasyProtect insurance includes EasyProtect Life and Accidental Cover Plus. EasyProtect insurance is recommended for Australian or New Zealand citizens or those holding Permanent Residency Visa, and are at age between 18 and 59, whereas Accidental Cover Plus covers a wider range of people from age 18 to 74. Accidental Cover Plus comes in a lower cost, which can be of significant importance to some. OneCare is suggested for people with debts or dependants, people who want to leave some money to beneficiaries and business owners. LifeCover, also known as Group Life Insurance, is designed for employees with insurances from their employers, members of a group super fund, and those who want to have basic and tax-effective life insurances. EasyProtect insurances can be quickly purchased online whereas OneCare and LifeCover insurances require you to first talk with an ING accredited adviser first. Both OneCare and LifeCare insurance Product Disclosure Statements are on ING Australia’s website for people to check the details out before contacting the advisers.

Both types of the insurances under EasyProtect can be approved very quickly through the online applications and have affordable and flexible payment plans. EasyProtect Life can cover up to $1,500,000 while Accidental Cover Plus up to $1,000,000. OneCare gives more flexibility by letting people choose to receive either a lump sum or equal instalments if they die or are diagnosed with terminal illnesses. LifeCover is also similar but it is only available for groups. More details about the last two types of life insurances can be found by discussing the individual situations with an adviser accredited by ING Australia.

If you are interested in any of these Life Insurance companies, use the form on the right hand side of this page and one of our expert consultants will call you to discuss your specific needs; in most cases we are able to tailor a Life Insurance policy to your needs. We can also help you decipher anything you do not understand and provide you with a free, no obligation, life insurance quote.